Destination Bellaire

29th Annual Rubber Ducky Festival


August 17 - 21, 2016 - Rubber Ducky Main Festival & Race on August 20

“DUCK” into BELLAIRE…let the “QUACKIN” begin..The Bellaire Chamber of Commerce is pleased to present the 29th ANNUAL RUBBER DUCKY FESTIVAL

This year’s festival is part of Bellaire’s 12 Days of Summer Celebration August 17 – August 21, 2016 with the highlight of the festivities being the Rubber Ducky Festival – including a quarter-mile race on August 20th – when 2000 yellow ducks are dumped into the Intermediate River with the Ducks stopping at RIVERSIDE MARINA, the finish line! 

Join us for Music Downtown, Children’s Activities, Sidewalk Sales, Large Inflatables, Movies, Parades, Arts & Crafts and much more!!!

Spectators buy a number for $5 that corresponds to the number on a Rubber Duck…If your duck finishes in the top 27 places here is what you win..Prizes:  1st  $500; 2nd  $300; 3rd $100; 4th-7th place $50; 8th-27th place $10.  Do not have to be present to win. 

See below for a full schedule of events or call Bellaire Chamber of Commerce at 231-533-6023.

2016 Rubber Ducky Sponsor

2016 Rubber Ducky Sponsor

Announcing the 2016 Presenting Sponsor

4Front Credit Union

515 E. Cayuga
Bellaire, MI 49615
(800) 765-0110


The Story of 4Front Credit Union

4Front Credit Union is a member-owned financial cooperative serving more than 64,000 members across the state of Michigan. We grew from the combined resources of two institutions steeped in member advocacy and locally focused service and when presented an opportunity to generate more value for a single membership without sacrificing our member-centric core philosophies, being better together simply made sense.

We’re pleased to introduce you to 4Front Credit Union, the result of two strong, successful credit unions realizing that together, we can be even better.

The Good...

Members Credit Union opened its doors as Governmental Employees Credit Union in 1954 to families in Traverse City and its surrounding communities. Three years later, Bay Winds Federal Credit Union was founded in Charlevoix as Saint Mary's Catholic Credit Union. Both institutions have faithfully served our northern Michigan neighbors for nearly sixty years.  When the volunteer boards of directors of Members Credit Union and Bay Winds Federal Credit Union announced their collective desire to partner, some expressed initial concern largely based upon the results of traditional bank mergers.  But our original institutions weren't banks and we're not terribly traditional, either. Sure, we love baseball, Mom, and apple pie, but we're financial problem solvers and the status quo will never be good enough for us or our membership. As independent institutions, we consistently sought avenues to help our members succeed, to create enhanced value for those who trusted us with their financial well-being. And we were pretty well successful at it, too.  However, there was always something missing. We could offer good products, good connectivity, good member access. We were "good" at what we did. But resources, or technological capabilities, or some other limitation would always leave us settling for "good" and unable to take the next step for our members.

...the Bold...

So imagine the delight our institutions' leadership teams experienced when they each stumbled upon the kindred spirit separated by less than 50 miles of US 31. Shared dissatisfaction with "good" turned into "maybe there's something here" which morphed into "we'd be silly not to do this." So lo and behold, following an overwhelming October 2014 vote of support from the Bay Winds membership, 4Front Credit Union became a reality, opening its doors as a single institution on January 2, 2015. There's more to leaving "good" behind and aspiring to be great than simply changing signs and launching a new website, though. We've still got plenty of work in front of us. Joining two successful institutions might seem easy, but it's been a tough row to hoe and will continue to be for a little while longer. But we're up to the challenge. We'll get there soon, but until then, our terrific team of passionate problem-solvers stands ready to do whatever we can to turn that "good" into "great."

...and the Awesome

As a 4Front member you’ll enjoy the same time-saving account management tools offered by national banks, but with one significant difference – our unwavering commitment to creating the same personal connections we've sought with our members for the past 60 years. We’ll never forget who we are, but more importantly, we’ll never forget who YOU are. Your financial well-being is at the heart of our pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find. We pair these great rates with minimal service fees, rewarding our members for doing right by their fellow members. Our mission isn’t to make money for shareholders at your expense; it’s to do everything we can to ensure the financial needs of our members are met and their expectations exceeded. That's not good, that's great!

Now that you know about us, we'd love to learn more about you! Become a member and reach your personal financial goals faster with our tailored suite of financial solutions, while enjoying lower loan rates, low or no service fees, and higher returns on your deposits. Membership is available to anyone living, working, worshipping, or doing business within any of Michigan's 83 counties. And, once you're a member, your spouse, children, siblings, and parents can join, no matter where they live!

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August 20 - Schedule of Events


(subject to change)

10 - 3  |  Duckling Park @ Broad Street

10 - 3  | Bouncers @ Broad Street

10 - 4  |  Fine Arts & Crafts Show @ Courthouse

10 - 5  |  Sidewalk Sales - Merchants

11 am  |  Free Movie Matinee @ Bellaire Theater (Limited Seating)

3 pm  |  Rubber Ducky Parade

3:45 pm |  Rubber Ducky Race (Approx.)

4 pm  |  Ducks finish Race @ Riverside Marine “The Duck Stops Here”


Festival Parade Information


Saturday, August 20, 2016 at 3 PM

Presenting Sponsor: 4Front Credit Union

PARADE LINE-UP: You Must Be On Site by 1:30 PM, Judging of all entries will take place at this time. Look for us at the parade line-up location on Broad Street

PARADE ENTRY DEADLINE: Friday, August 19, 2016.

Questions?  Contact the Bellaire Chamber of Commerce Office 231-533-6023

Please fill out registration form, detach the bottom portion and Mail to: 

Bellaire Chamber of Commerce
PO Box 205
Bellaire, MI 49615

2015 Rubber Ducky Race Winners

Photo by Kaye LaFond


1st Place...Pat Drake  $500.
2nd Place...Kathy Pfander  $300.
3rd Place...Sebastian Daniels  $100.
4th Place...Robert Griffth  $50.
5th Place..Potere  $50.
6th Place...Marilyn Kolar  $50.
7th Place...Judy Libby  $50.
8th Place...Renee Killian  $10.
9th Place...Paula Engel $10.
10th Place...John Martin  $10.
11th Place...Cindy Haps   $10.
12th Place...Cathy Dingeman   $10.
13th Place...Donna Grill  $10.
14th Place...Diana Grill  $10.
15th Place...Ralph Saldana $10.
16th Place...Patrick Heitman  $10.
17th Place...Terry Hanson  $10.
18th Place...Amanda $10.
19th Place...Sam Tadian  $10.
20th Place...Sandy Khoury  $10.
21st Place...Judy Thoma  $10.
22nd Place...Kim Mueller  $10.
23rd Place...Linda Cran  $10.
24th Place...Michelle Mortin  $10.
25th  Place...Jack Busch $10.
26th Place..Tammy Walsh  $10.
27th Place...Robin Urbanek  $10.

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